2026 Tax Year
Updated for 2026

Freelance Tax Calculator
All 50 US States

Self-employment tax, federal brackets, state income tax & quarterly estimates — instant results.

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Results
Annual Take-Home Pay
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Enter your income to calculate
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eff. rate
Federal
Self-Emp
State
Federal Income Tax
Self-Employment Tax
State Income Tax
QBI Deduction (saved)
Total Tax Owed
2026 Quarterly Estimated Payments
QuarterPeriodDue DateAmount Due
Enter income above to see quarterly estimates
State-by-State Comparison
Enter income above to compare all 50 states.
StateState RateState TaxTotal TaxTake-Home
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Max Your SEP-IRA
Contribute up to 25% of net SE income (max $69,000 in 2026) — reduces both income tax and SE tax base.
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Deduct Every Expense
Home office, software, equipment, internet, and professional development all reduce your taxable income.
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Pay Quarterly
Owe $1,000+? Pay quarterly to avoid IRS underpayment penalties. Use the schedule above.
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Claim QBI Deduction
Most freelancers qualify for a 20% deduction on qualified business income under Section 199A.
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S-Corp at $80K+
An S-Corp election splits income into salary + distributions, potentially saving thousands in SE tax.
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Consider No-Tax States
FL, TX, NV, WA, WY, SD, TN, NH, AK have no state income tax — a major advantage for freelancers.
Browse by State
⚠️ Disclaimer: Estimates for informational purposes only. Tax law is complex and varies by situation. Consult a qualified CPA or EA before making financial decisions. Rates based on 2026 IRS guidance.